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Serving different requirements of corporate
customers, The Bank of East Asia, Limited introduced the Corporate
Cyberbanking to facilitate corporate customers to manage their company's
accounts through the Internet with ease.
This secure corporate finance e-solution allows you to manage your
company finances without a step out of your door. |
Product Features of Corporate Cyberbanking
1. General
Available in English and Traditional Chinese version
Financial management of group of companies under one Corporate Cyberbanking
Account can link up to:
- maximum of 30 own accounts
- multiple associated companies with 30 accounts of each company
- maximum of 30 pre-designated third-party accounts with BEA for funds
transfer
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2. Security
- Employs Java Technology, public key cryptography and Secure Sockets
Layer (SSL) 128-bit for data encryption
- Automatic logout after 10 minutes to prevent unauthorized access through
unattended terminal
- Display login history for access control
- Adopts digital certificate for a stronger security
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3. Services
- Account Enquiry
- Online account balance
- Transaction history
- Today transaction activities enquiry
- View consolidated balance summary
- Account summary by account
- Account summary by currency
- Bills position summary
- Credit limit utilization summary
- Funds Transfer
- Funds transfer between own accounts
- Funds transfer to local BEA designated 3rd party account
- Funds transfer to designated BEA (China) HKD and USD account
- Transfer limit can be lowered by client
- Signing by authorized signer(s) is required
- Support dual signing and authorization matrix for better control
- Funds transfer template for convenient daily operations
- Audit trail to record each transaction
- Bill Payment
- Make payment to over 100 merchants' bills
- Time Deposit
- Enquiry
- Place a new deposit
- Uplift a deposit
- Approve by authorized signer(s) required
- Optional dual signing for better control
- Audit trail to record each transaction
- Remittance
- Telegraphic transfer to other banks in Hong Kong and overseas
- Funds transfer through CHATS in HKD and USD
- Funds transfer through Electronic Clearing
- Trade Services
- L/C application
- L/C amendment
- MPF
- Submit Remittance Statement for MPF contribution
- Upload MPF file generated by MAS
- Enquire MPF contribution history
- Payroll and Autopay
- Submit payroll and payment instruction
- Rate Enquiry
- HKD deposit rates
- FCY deposit rates
- T/T exchange rates and passbook gold price
- FCY notes exchange rates
- Interbank offered rate information
- Prime rate information
- Cheques Services
- Stop cheque payment
- Cheque book request
- Other Services
- Request account statement
- Merchant Services
- Account activity download
- Account history download
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4. Administration
2 System Administrator IDs will be assigned for each Corporate Cyberbanking
Account
- Functions
- User maintenance
- Function Access Profile (FAP) maintenance
- Data Access Profile (DAP) maintenance
- Authorization matrix
- User information maintenance
- Add/Edit/Delete user
- Reset password
- Assign Signer PINs to users
- Function Access Profile (FAP) and Data Access Profile (DAP) for segregation
of duties
- FAP -define which functions each user can access
- DAP -define what data (reporting & transaction) each user can
access
- Sophisticated Authorization Matrix to facilitate authority delegation
- 3 classes of signers (Class A, B & C) with different limits that
allows up to 9 combinations of dual and single signing(s)
- 2 different matrices:
- For transfer limit between own accounts
- For transfer limit to designated 3rd party accounts
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5. Daily Withdrawal Limits
Internet Banking
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TYPES OF
TRANSACTION
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WITHDRAWAL LIMITS (PER
ACCOUNT PER DAY)
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| To related and Associated Account |
HK$5,000,000 or its equivalent |
| To Pre-designated 3rd party Account (BEA and other banks) |
HK$2,000,000 or its equivalent |
| To Non-designated 3rd party Account (BEA and other banks) |
HK$50,000 or its equivalent |
| Payroll & Autopay (BEA and other banks) |
HK$500,000 or its equivalent |
Internet Banking With Digital Certificate
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TYPES OF TRANSACTION
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WITHDRAWAL LIMITS
(PER ACCOUNT PER DAY) |
| To
Related and Associated Account |
HK$30,000,000 or its equivalent |
To Pre-designated
3rd party Account
(BEA and other banks) |
HK$10,000,000 or its equivalent |
| To Non-designated
3rd party Account (BEA and other banks) |
HK$1,000,000 or its equivalent |
Payroll
& Autopay
(BEA and other banks) |
HK$3,000,000 or its equivalent |
Phone Banking
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TYPES OF TRANSACTION
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WITHDRAWAL LIMTS (PER
ACCOUNT PER DAY)
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| To Related Account |
HK$1,000,000 or its equivalent |
| To Pre-designated 3rd party Account in BEA |
HK$500,000 or its equivalent |
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6. Daily Deposit Limits
Daily deposit limits of Non-designated 3rd party Account(BEA) (receiving
funds transfer through Corporate Cyberbanking).
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TYPES OF TRANSACTION
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DEPOSIT LIMITS OF NON-DESIGNATED
ACCOUNT (BEA) (PER ACCOUNT PER DAY)
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| From Corporate Cyberbanking Account |
HK$50,000 or its equivalent |
| From Corporate Cyberbanking Account with digital certificate |
HK$1,000,000 or its equivalent |
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